Apply for a personal loan online with zero collateral. Get instant approval, flexible EMI options, and funds transferred directly to your bank account within hours.
Funds transferred instantly
No hidden charges
Paperless application
Upto ₹ 10 Lakhs

Flexible loan amounts for all your financial needs
Competitive interest rates with affordable EMIs
Choose a repayment tenure that suits your budget
Get Approval Within Minutes
Paperless process from application to disbursal
Amount credited directly to your bank account
Financial help when you need it most
100% unsecured personal loan
Choose EMI that fits your budget
Close your loan early with minimal charges
Plan your monthly budget with our easy EMI calculator
A personal loan is an unsecured loan that you can use for any personal expense without providing collateral. AGI Money offers personal loans from ₹50,000 to ₹50 Lakhs.
Salaried individuals aged 21-60 years with a minimum monthly income of ₹20,000 and a credit score of 650+ can apply.
Interest rates start from 10.99% p.a. and vary based on your credit profile, income, and loan amount.
Yes, you can prepay or foreclose your loan after 6 months. Nominal charges may apply as per the agreement.
Approval can happen within minutes for eligible applicants. Funds are disbursed within 24 hours of approval.