Get Instant Personal Loan Up to ₹10 Lakhs

Apply for a personal loan online with zero collateral. Get instant approval, flexible EMI options, and funds transferred directly to your bank account within hours.

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Instant Transfer

Funds transferred instantly

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Zero Processing Fee

No hidden charges

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Fully Digital

Paperless application

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Flexible Amount

Upto ₹ 10 Lakhs

 
Personal Loan Illustration

Quick Loan Highlights

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Upto Rs 10 Lakhs

Flexible loan amounts for all your financial needs

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Starting from 10.99%

Competitive interest rates with affordable EMIs

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3 – 60 Months

Choose a repayment tenure that suits your budget

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Quick Approval

Get Approval Within Minutes

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100% Digital

Paperless process from application to disbursal

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Instant Disbursement

Amount credited directly to your bank account

Benefits of Personal Loan

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Emergency Support

Financial help when you need it most

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No Collateral

100% unsecured personal loan

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Flexible Repayment

Choose EMI that fits your budget

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Prepayment Option

Close your loan early with minimal charges

Personal Loan EMI Calculator

 

Plan your monthly budget with our easy EMI calculator

₹50,000₹10,00,000
10.99%24%
12 Months60 Months

Monthly EMI

₹16,311

 
Principal₹5,00,000
Total Interest₹87,196
Total Payable₹5,87,196
 
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Frequently Asked Questions
 

Your Questions Answered

A personal loan is an unsecured loan that you can use for any personal expense without providing collateral. AGI Money offers personal loans from ₹50,000 to ₹50 Lakhs.

 

Salaried individuals aged 21-60 years with a minimum monthly income of ₹20,000 and a credit score of 650+ can apply.

 

Interest rates start from 10.99% p.a. and vary based on your credit profile, income, and loan amount.

 

Yes, you can prepay or foreclose your loan after 6 months. Nominal charges may apply as per the agreement.

 

Approval can happen within minutes for eligible applicants. Funds are disbursed within 24 hours of approval.