Get Instant Personal Loan Up to ₹10 Lakhs

Apply for a personal loan online with zero collateral. Get instant approval, flexible EMI options, and funds transferred directly to your bank account within hours.

Instant Transfer

Funds transferred instantly

Zero Processing Fee

No hidden charges

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Fully Digital

Paperless application

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Flexible Amount

Upto ₹ 10 Lakhs

 
Personal Loan Illustration

Quick Loan Highlights

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Upto Rs 10 Lakhs

Flexible loan amounts for all your financial needs

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Starting from 10.99%

Competitive interest rates with affordable EMIs

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3 – 60 Months

Choose a repayment tenure that suits your budget

Quick Approval

Get Approval Within Minutes

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100% Digital

Paperless process from application to disbursal

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Instant Disbursement

Amount credited directly to your bank account

Benefits of Personal Loan

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Emergency Support

Financial help when you need it most

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No Collateral

100% unsecured personal loan

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Flexible Repayment

Choose EMI that fits your budget

Prepayment Option

Close your loan early with minimal charges

Personal Loan EMI Calculator

 

Plan your monthly budget with our easy EMI calculator

₹50,000₹10,00,000
10.99%24%
12 Months60 Months

Monthly EMI

₹16,311

 
Principal₹5,00,000
Total Interest₹87,196
Total Payable₹5,87,196
 
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Frequently Asked Questions
 

Your Questions Answered

A personal loan is an unsecured loan that you can use for any personal expense without providing collateral. AGI Money offers personal loans from ₹50,000 to ₹50 Lakhs.

 

Salaried individuals aged 21-60 years with a minimum monthly income of ₹20,000 and a credit score of 650+ can apply.

 

Interest rates start from 10.99% p.a. and vary based on your credit profile, income, and loan amount.

 

Yes, you can prepay or foreclose your loan after 6 months. Nominal charges may apply as per the agreement.

 

Approval can happen within minutes for eligible applicants. Funds are disbursed within 24 hours of approval.